You're on the list

Here's the first door.

It costs about as much as a fast-food lunch. It's useful on its own. And it comes with a lot more than you're paying for.

See what's inside

The main item

The Fallback Plan

A short, printable workbook for mapping out the work you can always fall back on: your skills, your contacts, and the first three calls you'd make if the paycheck stopped tomorrow.

Most people never sit down and write this out until they need it, and by then they're making decisions in a panic. Twenty minutes with this now saves you a bad week later.

Also included

The Vault Report Collection

Ten field reports on work, money and getting by, plus one more that I'm not announcing here.

Report #1 — Get the Job of Your Dreams

A modern hybrid system for attracting opportunities and positioning yourself for better work.

Report #2 — The Household Helper

A blueprint for fast, reliable, same-day income using real-world skills.

Report #3 — Travel Arbitrage

Turn movement, pickups and deliveries into a profitable side income.

Report #4 — Never Be Without a Job

Become the go-to person for immediate, paid work.

Report #5 — Save Up to 50% on Credit Card Interest

Real strategies for lowering interest, restructuring debt and boosting loanability.

Report #6 — 4 Home Businesses That Can Make You Rich

Low-overhead business models you can run from home.

Report #7 — Bills It's Okay to Pay Late

A survival hierarchy for staying afloat without wrecking your credit.

Report #8 — How to Collect Money You Know Nothing About

Unclaimed property, federal refunds, class-action payouts and forgotten accounts.

Report #9 — Millionaires Who Help People in Need

Why the people who give the most keep getting more, and where to turn when you need help.

Report #10 — Your First Online Business Hub

Build your first website from scratch and step into online opportunity.

Report #11 — Sealed

Delivered with your order. No description. You'll know why when you open it.

One of these isn't theory for me. Report #2, The Household Helper, pulled me out of a really rough spot. It went from just getting me by to the point where I was hiring help and storing inventory.

The rest is in the report.

Also included

The Vault Reference Library

The links I actually use, sorted and searchable. Printable, too.

  • Credit & financial tools — free reports, dispute templates, credit unions
  • Unclaimed money — state controllers, federal refunds, savings bonds, pensions
  • Class-action settlements and FTC refunds
  • Local and emergency assistance
  • Veteran-specific resources
  • 40-plus remote work platforms
  • Digital tools for building your first site

So what's the Vault?

A room, not a course.

The Vault is a small, private group of people who trade real experience: the jobs that got them through, the side income that actually paid, the mistakes worth skipping. Everyone inside has a role. Nothing time-consuming, just enough to keep the room worth being in.

There's no public sign-up. Invitations go to people who've shown they'll do the reading. This page is part of how I find them.

I'd rather have twenty people who read than two thousand who don't.

One-time

Everything above, one price.

The Fallback Plan

$7

Instant download · no subscription

  • The Fallback Plan workbook
  • Reports #1–#10
  • Sealed Report #11
  • The Vault Reference Library
Get it for $7

30-day refund, no questions. Just reply to your receipt.

Questions

Does buying this get me into the Vault?

No. This is the starter pack. The Vault is invite-only, and invitations go to people who read.

How do I get invited, then?

Pay attention. That's all I'll say.

Is this a subscription?

No. One payment, and everything's yours to keep.

Why so cheap?

Because the price isn't the point. I'd rather get this into the right hands than make money on it.

What format is everything?

PDFs you can read on any device or print, plus a web-based reference library.